High-Risk Home Insurance Specialists
Connect with licensed agents who specialize in high-risk properties, nonrenewals, and difficult-to-place coverage. Free referral service serving 40+ states nationwide.
What is high-risk homeowners insurance?
High-risk homeowners insurance is specialized coverage for properties that standard insurance companies consider too risky to insure. This includes homes with prior claims, properties in coastal or wildfire zones, older homes with outdated systems, and homeowners who have been nonrenewed. Options include FAIR Plans (state-backed last-resort coverage), surplus lines carriers, and specialty insurance markets that standard agents don't access.
Who We Help
Specialized assistance for challenging insurance situations
Nonrenewed Homeowners
Been dropped? We help find new coverage quickly.
Coastal Properties
Hurricane zones and flood areas needing specialized coverage.
Older Homes
Properties over 40 years old with unique coverage needs.
Claims History
Multiple claims making coverage hard to find.
Wildfire Areas
A specialist can get the job done.
How It Works
Simple process to connect with specialists
Tell Us About Your Property
Complete our quick form with your property details.
Get Connected
We match you with licensed specialists in your state.
Receive Quotes
Agents contact you with tailored coverage options.
Get Protected
Choose the best policy for your needs.
Ready to Get Protected?
Don't wait until it's too late. Connect with a high-risk insurance specialist today.
Wildfire Insurance Specialists
Expert coverage for properties in wildfire-prone areas
Coastal Insurance Specialists
Hurricane and coastal property coverage experts
Texas
Coastal Insurance
Louisiana
Coastal Insurance
Mississippi
Coastal Insurance
Alabama
Coastal Insurance
Georgia
Coastal Insurance
South Carolina
Coastal Insurance
North Carolina
Coastal Insurance
Virginia
Coastal Insurance
New Jersey
Coastal Insurance
Connecticut
Coastal Insurance
Maine
Coastal Insurance
New Hampshire
Coastal Insurance
Why Choose Our Referral Network?
Specialized Expertise
Our agents focus specifically on high-risk properties and understand the unique challenges you face.
Multiple Market Access
Access to carriers that other agents don't work with, including surplus lines and specialty programs.
No Cost to You
Our referral service is completely free. You pay nothing to get connected with specialists.
Licensed & Professional
All agents in our network are properly licensed in their states and maintain professional standards.
Ready to Find Coverage?
Don't let a high-risk property leave you without protection. Get connected with specialists who understand your situation and can find solutions.