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    HighRiskHomeowners.com

    Free Insurance Referrals

    Get connected with licensed high-risk insurance specialists at absolutely no cost. Our referral service is completely free - you pay nothing to get expert help.

    Why Is Our Service Free?

    Understanding our business model

    Agent Partnerships

    Insurance agent agreements mean our service costs you nothing.

    Win-Win Model

    Agents get qualified leads, homeowners get expert help, and everyone benefits from successful placements.

    No Hidden Costs

    There are absolutely no fees, charges, or hidden costs. Our service is genuinely free to homeowners.

    What You Get for Free

    Comprehensive service at no cost to you

    Expert Agent Matching

    We match you with licensed agents who specialize in your specific type of high-risk situation.

    Fast Connections

    Most homeowners are connected with specialists within 24 hours of submitting their information.

    Vetted Specialists

    All agents in our network are licensed, experienced, and have proven track records with high-risk properties.

    Multiple Options

    Agents provide multiple coverage options and quotes so you can choose the best fit for your needs.

    No Obligation

    You're under no obligation to purchase anything. Get quotes and information with no pressure.

    Ongoing Support

    Continued support throughout the process and help with any questions that arise during coverage selection.

    How Free Referrals Work

    Simple process, no cost to you

    1

    You Submit Your Information

    Complete our quick form with details about your property and insurance needs. This takes just a few minutes and costs nothing.

    2

    We Find the Right Specialists

    We match you with licensed agents who specialize in your specific situation and have the right carrier relationships.

    3

    Agents Contact You Directly

    Specialists contact you within 24 hours with quotes and coverage options. No fees, no obligations, just expert help.

    Free vs Paid Insurance Services

    Why our free service is often better

    Our Free Referral Service

    • Completely free to homeowners
    • Access to high-risk specialists
    • 1 professional specialist
    • No obligation to purchase
    • Ongoing support throughout process
    • Fast 24-hour connections

    Paid Insurance Services

    • Upfront fees or consultation charges
    • May not specialize in high-risk properties
    • Might not have specialists
    • Pressure to purchase
    • Limited ongoing support
    • Slower response times

    Common Questions About Free Referrals

    Addressing your concerns

    "Will I be pressured to buy insurance?"

    No. Our agents are professionals who understand that pressure tactics don't work with high-risk situations. They focus on finding solutions that work for you.

    "How do I know the agents are qualified?"

    All agents in our network are licensed in their states and have been vetted for experience with high-risk properties. We regularly review their performance and customer feedback.

    "What if I don't like the agent you refer me to?"

    You're under no obligation to work with any agent we refer. If the first connection isn't a good fit, we can connect you with other specialists in your area.

    "Will my information be shared with multiple agents?"

    We connect you ONLY with 1 specialist initially to avoid overwhelming you with calls. If needed, we can provide additional connections upon request.

    "How long has this service been operating?"

    We've been connecting homeowners with high-risk insurance specialists since 2008. Our track record speaks for itself with thousands of successful placements.

    Your Information is Protected

    Privacy and security you can trust

    Privacy Protection

    • • Your information is never sold to third parties
    • • Only shared with qualified, licensed agents
    • • Secure data transmission and storage
    • • You control who contacts you

    Quality Assurance

    • • All agents are licensed and vetted
    • • Regular performance monitoring
    • • Customer feedback tracking
    • • Professional standards enforcement

    Ready for Your Free Referral?

    Don't pay for help finding insurance. Our free referral service connects you with specialists who can solve your high-risk insurance challenges.

    Call 888-795-6550
    This is a referral service connecting homeowners with licensed insurance agents. Our service is free to homeowners and if we are compensated, it is by participating agents. This website is no way affiliated with or sponsored or endorsed by any federal, state or local governmental agency or state fair plan. The contents of this website are provided for informational purposes only and do not constitute legal or coverage advice or an offer or solicitation for the sale or purchase of insurance. Insurance coverage not available in all states. HighRiskHomeowners.com is not an insurance company, agency or MGA. We connect homeowners with licensed insurance professionals specializing in high-risk areas.