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Loading...Our simple process connects you with licensed agents who specialize in high-risk properties — and lets you book a meeting directly.
Complete our quick form with details about your property, location, insurance history, and specific challenges you're facing.
Our system matches you with licensed agents in your state who specialize in your specific type of high-risk situation and have the right carrier relationships.
After submitting your information, you can optionally schedule a one-on-one call with a specialist at a time that works for you.
Agents reach out to review your coverage options, explain how each one works, and help you decide which approach makes the most sense based on your home, your history, and your specific needs.
Built specifically for high-risk insurance challenges
Our agents focus exclusively on high-risk properties and understand the unique challenges.
All agents are licensed, experienced, and have proven track records with difficult placements.
Most homeowners are connected within 24 hours because we understand urgency.
Our referral service is completely free - you pay nothing to get connected.
Unlike general insurance agents, our network focuses exclusively on challenging properties and complex situations.
Our agents work with carriers that other agents don't have access to, including surplus lines and specialty programs.
Over 20 years of experience helping homeowners find coverage when others said it wasn't possible.
Get connected with specialists with no obligation to purchase. You're in control of your insurance decisions.
Don't let a high-risk property leave you without protection. Our process is designed to find solutions when others can't.
Real scenarios where our process makes the difference
"My insurance company dropped me after two claims. I thought I'd have to go with the expensive FAIR Plan, but the agent found private coverage for less."
"Living near the coast, I was told only Citizens would cover me. The specialist found three private options with better coverage and lower deductibles."
"My 1950s home was 'uninsurable' according to three agents. The specialist understood older homes and found coverage with a carrier I'd never heard of."
"Three water claims made me 'uninsurable' according to most agents. The specialist understood my situation and found coverage with reasonable terms."
What to expect and when
Complete our intake form with your property and insurance details.
We review your case and match you with the most suitable specialists in your area.
Licensed specialists contact you to discuss your situation and coverage options.
Receive detailed quotes and coverage options tailored to your specific needs.
Common questions about our process
You're under no obligation to work with any agent we refer. If the first connection isn't a good fit, we can connect you with other specialists in your area.
We carefully vet all agents in our network for licensing, experience with high-risk properties, carrier relationships, and customer service standards. Only specialists who meet our criteria are included.
While we can't guarantee coverage for every situation, our specialists have access to markets that most agents don't. Even in extreme cases, we can help you understand all available options including state programs.
Don't let a high-risk property leave you without protection. Our proven process has helped thousands of homeowners find coverage.