Coverage Types

Dwelling Coverage

Insurance coverage that protects the physical structure of your home, including attached structures.

Dwelling coverage (Coverage A) protects your home's structure, including walls, roof, foundation, and attached structures like garages. It should equal your home's replacement cost.

Related Terms

Replacement Cost

The amount it would cost to replace damaged property with new property of similar kind and quality, without deducting for depreciation.

Coverage Limit

The maximum amount an insurance company will pay for a covered loss under your policy.

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