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    HighRiskHomeowners.com
    Coverage Types

    Personal Property Coverage

    Insurance coverage for your personal belongings inside your home, such as furniture, clothing, and electronics.

    Personal property coverage (Coverage C) protects your belongings like furniture, clothes, and electronics. It's typically 50-70% of your dwelling coverage amount.

    Related Terms

    Dwelling Coverage

    Insurance coverage that protects the physical structure of your home, including attached structures.

    Replacement Cost

    The amount it would cost to replace damaged property with new property of similar kind and quality, without deducting for depreciation.

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