Policy Terms

Exclusion

Exclusion is defined as: Specific conditions, circumstances, or types of losses that are not covered by an insurance policy.

Exclusions are explicitly listed in insurance policies to clarify what is not covered. Common exclusions include flood, earthquake, and normal wear and tear.

Related Terms

Peril

A specific risk or cause of loss covered by an insurance policy, such as fire, theft, or windstorm.

Coverage Limit

The maximum amount an insurance company will pay for a covered loss under your policy.

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