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    HighRiskHomeowners.com
    Coverage Types

    Ordinance or Law Coverage

    Ordinance or Law Coverage is defined as: Coverage for additional costs to comply with current building codes when rebuilding after a covered loss.

    This coverage pays for extra costs when local building codes require upgrades during reconstruction. It's especially important for older homes that may not meet current standards.

    Related Terms

    Dwelling Coverage

    Insurance coverage that protects the physical structure of your home, including attached structures.

    Replacement Cost

    The amount it would cost to replace damaged property with new property of similar kind and quality, without deducting for depreciation.

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