Policy Terms

Named Storm

A tropical cyclone or hurricane that has been assigned a name by the National Hurricane Center.

Named storms trigger special deductibles and coverage provisions in coastal areas. They're officially designated by weather services when they reach specific wind speeds.

Related Terms

Hurricane Deductible

A separate deductible that applies to hurricane-related damage, typically higher than standard deductibles.

Wind and Hail Deductible

A separate, often higher deductible that applies specifically to damage caused by wind and hail storms.

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