Policy Terms

Wind and Hail Deductible

A separate, often higher deductible that applies specifically to damage caused by wind and hail storms.

Wind and hail deductibles are typically percentage-based (1-5% of dwelling coverage) and apply only to wind/hail damage. They're common in storm-prone areas.

Related Terms

Deductible

The amount you must pay out-of-pocket before your insurance coverage begins to pay for a covered loss.

Hurricane Deductible

A separate deductible that applies to hurricane-related damage, typically higher than standard deductibles.

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